Insurance laws, in general, are regulated at state level. In Paul v. Virginia 75 U.S. 168 (1869), the Supreme Court made it clear that “issuing a policy of insurance is not a transaction of commerce.” Congress, therefore, had no authority to regulate insurance.
United States v. South-Eastern Underwriters Association 322 U.S. 533 (1944) overruled Paul v. Virginia. The Court held that insurance transactions are subject to federal regulation under the Commerce Clause. It is the McCarran-Ferguson Act, passed in 1945, that ultimately returned regulatory authority to the states. Yet, certain kinds of insurance can still be regulated by federal legislation.
Begin improving your understanding of the complex issues of insurance law:
Search by Subject
In the library catalog, select "SUBJECT" from the dropdown menu and enter a topic such as liability insurance. To find the book in our stacks, record the call number and the location. Please ask at the Circulation Desk if you need help finding a book.
Search by Author
In the catalog, select "AUTHOR" from the dropdown menu and enter the author's name (Last Name, First Name).
Search by Keyword
A keyword search in the catalog is the best way to identify books when you are unsure of the author, the subject, or the title. Entering a phrase like liability insurance when searching by Word will give you more results than searching it by Subject.
Use Legal Periodical Indexes to find journal or law review articles about insurance law. Once you have identified some articles you wish to read, use Index to Legal Periodicals and Book Full Text or Legaltrac (Legal Resource Index) to find them online.
The Library has most journals in either print or electronic format. Use the E-Journal Locator to determine whether the library provides access to a particular journal. If you need a journal that the library does not provide access to, file an interlibrary loan request.
Use databases to search for articles about insurance and insurance law from legal and non-legal journals:
- American Banker
- Bloomberg Law
- BNA Electronic Publications
- Financial Economics Network
- Hoover's Company Capsules&Profiles
- LEXIS and LexisNexis Insurance Law Community
- IRMI Online (Registration required, Please contact the Insurance Law Librarian for login information)
- NBER Working Papers
- SSRN (Social Science Research Network)
View a complete list of Research Databases available through the Law Library.